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Allows you to get a mortgage which is a function of available credit which is near limitless and so becomes a function of your expected lifetime earnings. Times two now they lend at "household" income.

Education prices are also a function of available credit that tops out at expected total salary less food/rent expenses.

It's enslaving you. Unless you ride it and enslave others.

Your list reads like a wide-eyed econ grad. This is not the real world.

Also note the "we" in the statement. Vested interest.



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