IF they do individual billing the business doesn't get token reporting

> could probably have emps get it themselves, and reimburse

They can’t track token use this way. Also it’s a massive violation of the model providers TOS.

Yes, token use can be tracked the same way, just have to MITM everything. The ToS is a non-issue as it's not a legal issue, unless you plan to do business with Anthropic, not really an issue as you can always go to API later-on, in which case, Anthropic can't supposedly "ban you" as they are saying they don't record prompts.

Huh? I believe it’s completely fine for a company to pay for regular Claude subscriptions for employees, as long as they don’t share logins.

Not fine as per the ToS.

I can't find anything in the ToS that it would go against. I even asked Claude to check its own ToS and tell me if it's okay.

This is probably the fact that Anthropic's website serves different ToS based on your source IP. European ToS for the subscriptions forbids commercial use.

Most startups do this (multiple accounts per employee).