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But the argument for not having cash so that it does not encourage robberies is a real argument and it does indeed work.

ATMs have long had devices that stain cash if you try to steal from them. Bank cashiers used to have "we don't have the keys to the vault" signs. Vaults that open at fixed times beyond the control of the cashiers are a thing.

Regulation and enforcement are important but removing opportunity and motive are also important.



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