You hear the bad stories. It all depends on who was elected and who votes. Most HOAs are not the horror stories you hear, just a quiet entity that maintains common property and is a backup solution for problems (when talking to neighbor does not work). Mine is cheap, like $300/year and we have a shared park, community space, and where I live lots of irrigation. They only send out letters for egregious violations and don't police or nit-pick.
If I had to pick one thing I dislike the most about HOAs, it would be this. There is never a guarantee that your quiet HOA will remain that way in the future. Which, to me, seems like a crazy chance to take.
>we have a shared park, community space, and where I live lots of irrigation.
This is where my confusion comes in. My local government handles this sort of stuff. But I understand that we (as countries) have different thoughts on governments and their responsibilities.
> >It all depends on who was elected and who votes.
> If I had to pick one thing I dislike the most about HOAs, it would be this. There is never a guarantee that your quiet HOA will remain that way in the future. Which, to me, seems like a crazy chance to take.
Exactly this. HOA boards have a great tendency to attract the interests of the most busy-body, have to dictate to everyone what they do, Karen's that exist in the area covered by the HOA. Such that, over time, the original HOA that just maintained common areas and only got involved in egregious violations mutates into one that has rules specifying exactly where, by measurement, you are to position your trash container in relation to your garage door when it is not out front for trash pickup day. One of the worst offenders of HOA's near me has exactly that rule (position of trash container in relation to garage door) and the HOA has paid "inspectors" to drive around each trash pickup day after the HOA decreed time that the container should be returned to this location, to look for violations of the position and write folks up.
There was an entire story in the local newspaper about this pettiness on the part of this particular HOA (which is how I learned they had "trash can position relative to garage door" rules and that they had paid "inspectors" to monitor compliance).
And all it takes is for those with "controlling personality disorder" [1] to start running, and getting, elected to the HOA boards for this to happen. And for most HOA areas, the only population group even interested in running for HOA board member are the "controlling personality disorder" types. So no matter who one votes for, the HOA slowly mutates into a "control everyone, everywhere, all the time" one.
[1] I.e., those personality types that want to control everything that someone else is allowed to do.
There are plenty of city owned spaces as well, it's not all HOA run. I suppose I would ask if it's fair for a voter on the other side of town to pay for irrigation on my street?
What's stopping them from charging you $3000 or even $10000 next year, or escalating progressively to these numbers? What's stopping them from adding ten new ridiculous rules? Nothing. It's about giving up your freedom.
The answer to that is always "you". Well, collectively.
An HOA isn't a separate body with no stake in the properties involved—that would be a property management company or something similar. It's a body made up of the people who actually live there. So while they could potentially charge you $3000 or $10,000 in bullshit fines for something they decided you did, they (usually) can't realistically charge you $3000 for dues without charging the same to everyone. Including themselves.
That said, there are definitely circumstances where an HOA is fully captured by a small clique of highly-active, highly-entitled, power-mad people with too much time on their hands and too little common sense or compassion, and they can't be gotten rid of either because of byzantine bylaws or because they actually are a majority of the people in the neighborhood.
Sometimes, this won't matter, because "they" are making millions a year (or are married to someone who is—often, toxic HOA members are stay-at-home spouses with little else to occupy them), so I'm not saying this doesn't happen, but we're not talking about some third-party management company raising prices so that they make more profit. We're talking about a cooperative raising fees for its own members—including the board members—which go into the common coffers.
Unless, y'know, we're talking about active embezzlement. Which does happen, but is obviously a failure mode and not normal operation.
