>>people who who attempted a safe boring white collar job, tried to run a local service business, or planned to save aggressively over decade, but did not achieve $1mm net worth.
In most cases, discounting unexpected health disasters or other such life events that befall a person. Most people's definition of 'savings' is very different. And that leads to very different ends.
But you will be hard pressed to find people who did the right stuff over the years and didn't come out better.
Frugality is pretty much a gradient and not a flat plain recipe. Based on how far you can squeeze and invest, that much mileage comes out. Everybody is different, based on how much you can endure YMMV.
In most cases, discounting unexpected health disasters or other such life events that befall a person. Most people's definition of 'savings' is very different. And that leads to very different ends.
But you will be hard pressed to find people who did the right stuff over the years and didn't come out better.
Frugality is pretty much a gradient and not a flat plain recipe. Based on how far you can squeeze and invest, that much mileage comes out. Everybody is different, based on how much you can endure YMMV.