Why wouldn't it be true? The cost is nothing compared to the bad PR if a bad actor took advantage of Anthropic's newest model (after release) to cause real damage. This gets in front of this risk, at least to some extent.
Yep. Cursor is remote indexing. It allows their agents to fish around in the code base more efficiently. I assume the Claude folks are working on this.
Probably momentum. It takes some effort to change tooling. This is why Cursor worked so well in the beginning. It just took over from VSCode seamlessly.
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