Indeed. I have the theory of middle aged madness. Around that point in life the responsibilities are huge and stress mounts up. Kids, career, mortgage, and so on. Loads of things seems like threats to all that, and the middle aged get all finger pointy and scared. Once you get past that, as you say, you survived and relax.
From an expected value perspective, being kept awake by a smoke alarm has robbed me of more of my life than [chance of fire]×[chance of death]×[crappiness of dying]
If you asked the neighbors who might die in the fire stared in your place or the fire brigade who would have to run into your burning domicile to save you, the equation might change.
On the anniversary of the Chicago Fire, it might help to keep in mind that your smoke detector isn't just to keep you from dying a horrible death, but others as well.
Swiss Re reinsures Climate Corp, not any individual policy. So Climate Corp sets the price for each policy and pays out each claim. Swiss Re pays out to Climate Corp if in aggregate all the claims are greater than the price charged.
Insects are far more efficient than livestock. Also, you can feed them things that humans can't eat (like rice stalks and husks) so they can be an environmental net win.
In any event, I find it more troubling that Warren does not understand the purpose of a trial, which explains the shocked responses from the government officials.
I don't see anything about affirmative action in that article. In fact, other articles posted in this thread suggest that she didn't benefit from it at all. Regardless your premise is flawed. The fact that she declared she was Native American on some forms is not germane to the topic at hand. Regarding your critique, you're treading the line of of a fallacious argument. Also, have you considered that maybe we should take the banks to court because it's symbolic?
